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Insight Investment

De-risking investment strategies

We work with our clients to successfully navigate defined benefit endgame options. Some pension de-risking options may appear attractive, but in reality they may make it more difficult to reach the endgame.

Insight Investment is a global investment manager committed to a single goal: partnering with our clients to help them achieve their objectives with the greatest certainty. To serve this goal, our investment platform focuses on risk-management solutions, including liability-driven investing (LDI), cashflow-driven investing (CDI) and longevity hedging; a full spectrum fixed income capability; and a range of multi-asset and absolute return strategies.

 

We have a history of challenging the status quo where we believe this in the best interests of our clients. As an example, at first glance, a pensioner buy-in may appear to be a step towards a full buy-out by securing payments for some scheme members. However, in the context of the whole scheme, a buy-in may result in a riskier asset strategy and lower hedge ratio, extending the time it takes to achieve a full buy-out. It is therefore critical that we help schemes fully consider overall value for money, the impact on total portfolio and whether flexibility has been retained to deal with risks that are not easily hedged when considering de-risking options.

You can find more information about our approach to endgame strategies in the links below:

We take responsible investment seriously. Insight was a founding signatory to the Principles for Responsible Investment (PRI) and we have been successfully integrating environmental, social and governance (ESG) considerations into our decision-making processes for over a decade. 

Our client investment training programme is also accredited by PMI. This includes a series of three training events per year held at The Royal Society in London. The accreditation also includes Insight’s online training portal which allows trustees to watch training sessions online, test their learning and earn CPD at their own pace. 

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Knowledge Hub

 To buy-in or not to buy-in?
21 April 2021

To buy-in or not to buy-in?

In this webinar we will be discussing the prospects of buy-in in 2021.

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The case for a responsible investment approach across financial markets
09 April 2021

The case for a responsible investment approach across financial markets

Responsible investment has traditionally focused on shareholders and their influence over management decisions, but fixed income assets are the foundation of many investors’ portfolios and dominate global financial markets.

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De-risking with greater certainty
05 February 2021

De-risking with greater certainty

Pension schemes are maturing and the regulator is proposing a new framework for investment, putting pressure on trustees to outline plans to achieve their long-term objectives. An integrated approach to investment, considering the objective in terms of cashflows, may help trustees to reach their goals with greater certainty.

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Our Insight Partners help us provide PMI members with a rich and specialised experience. Contact us to find out more.

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