Resources

PMI Crest
PMI

Resources hub

From thought leadership to technical pieces, knowledge hub keeps our members and pensions professionals up to date with the recent developments in the industry.

All PMI News PMI Blog Technical Supplement Articles Pensions Aspects Magazine PMI Pulse Reports and guides Consultation responses PMI TV PMI TV Bitesize Podcasts Purposeful Pensions Winning Essays
How do you get people to save for a pension?
11 September 2020

How do you get people to save for a pension?

People are not engaged with pensions and saving has become something of a dirty word in the ‘lower for longer’ environment that followed the financial crash of 2008.

Read more
Clear measurable objectives are needed in the fight for better DC outcomes
11 September 2020

Clear measurable objectives are needed in the fight for better DC outcomes

Pensions adequacy for Defined Contribution (DC) members saving for retirement continues to be a major issue despite industry developments in recent years. A Master Trust is often seen as a simple, all-in-one solution to DC pension provision, with scale and independent governance seen as key to delivering a better outcome for members. However, choosing the right Master Trust is hard, not only due to subtle differences between them, but largely as delayed gratification makes it unclear whether the ’right’ choice has been made until members retire.

Read more
DC investment in infrastructure: the virtues of patient capital
11 September 2020

DC investment in infrastructure: the virtues of patient capital

For some time now there has been a drive to encourage the investment of defined contribution funds in long-term, illiquid asset classes.

Read more
To go the extra mile? Facilitating financial advice for DB scheme members seeking to transfer out
11 September 2020

To go the extra mile? Facilitating financial advice for DB scheme members seeking to transfer out

“Despite our previous interventions, both with individual firms and across the sector, we think the risk of harm from unsuitable advice remains unacceptably high.” FCA, Policy statement on pension transfer advice (June 2020)

Read more
Charge cap review commences
11 September 2020

Charge cap review commences

The Department of Work and Pensions (DWP) has issued a Call for Evidence seeking views on the effectiveness of costs, charges and transparency measures in protecting pension member outcomes. In particular, the DWP wants input on the ‘level and scope’ of the charge cap that applies to Defined Contribution (DC) default arrangements used for auto-enrolment. This could mean a squeeze on providers to bring charges down – although this doesn’t automatically guarantee better value...

Read more
When the going gets tough, the tough get going
11 September 2020

When the going gets tough, the tough get going

Pensions Administration has to be one of the most exciting jobs in the world. With the drift towards Defined Contribution (DC), the importance of administration, automation, Artificial Intelligence and member communication makes it even more so. While everyone gets excited about FANGS (Facebook, Amazon, Netflix, Google and Spotify), I can quite happily get my kicks right here, right now.

Read more
How do you get people to save for a pension?
11 September 2020

How do you get people to save for a pension?

People are not engaged with pensions and saving has become something of a dirty word in the ‘lower for longer’ environment that followed the financial crash of 2008.

Read more
Clear measurable objectives are needed in the fight for better DC outcomes
11 September 2020

Clear measurable objectives are needed in the fight for better DC outcomes

Pensions adequacy for Defined Contribution (DC) members saving for retirement continues to be a major issue despite industry developments in recent years. A Master Trust is often seen as a simple, all-in-one solution to DC pension provision, with scale and independent governance seen as key to delivering a better outcome for members. However, choosing the right Master Trust is hard, not only due to subtle differences between them, but largely as delayed gratification makes it unclear whether the ’right’ choice has been made until members retire.

Read more
DC investment in infrastructure: the virtues of patient capital
11 September 2020

DC investment in infrastructure: the virtues of patient capital

For some time now there has been a drive to encourage the investment of defined contribution funds in long-term, illiquid asset classes.

Read more
To go the extra mile? Facilitating financial advice for DB scheme members seeking to transfer out
11 September 2020

To go the extra mile? Facilitating financial advice for DB scheme members seeking to transfer out

“Despite our previous interventions, both with individual firms and across the sector, we think the risk of harm from unsuitable advice remains unacceptably high.” FCA, Policy statement on pension transfer advice (June 2020)

Read more
Charge cap review commences
11 September 2020

Charge cap review commences

The Department of Work and Pensions (DWP) has issued a Call for Evidence seeking views on the effectiveness of costs, charges and transparency measures in protecting pension member outcomes. In particular, the DWP wants input on the ‘level and scope’ of the charge cap that applies to Defined Contribution (DC) default arrangements used for auto-enrolment. This could mean a squeeze on providers to bring charges down – although this doesn’t automatically guarantee better value...

Read more
When the going gets tough, the tough get going
11 September 2020

When the going gets tough, the tough get going

Pensions Administration has to be one of the most exciting jobs in the world. With the drift towards Defined Contribution (DC), the importance of administration, automation, Artificial Intelligence and member communication makes it even more so. While everyone gets excited about FANGS (Facebook, Amazon, Netflix, Google and Spotify), I can quite happily get my kicks right here, right now.

Read more