Pensions Aspects Magazine
- Important Notice: Our offices will be closed for the Easter break from Thursday 28 March 4pm and we will resume normal operations on Tuesday 2 April 9am.
GMP equalisation: getting your data strategy locked down
Whether you have started your Guaranteed Minimum Pension (GMP) equalisation journey or it is still on your ‘to do’ list, it is no doubt a complex and daunting project. In this article, we share some insights gained from working with early movers that may make your life easier and hopefully provide some reassurance.
Read moreThe journey to net zero
For professional clients only
Five years ago, adding an environmental, social and governance (ESG) tilt to your investment portfolio was seen as a nice-to-have. Today, there is a recognition that if you don’t consider this, it will impact performance. This has added pressure to time-pressed pension trustees to consider the potential effect of climate change on their scheme’s investments.
Read moreGender pension gap: whose problem is it to solve?
It’s fifty years since it became illegal to pay women less than their male counterparts, yet the gender pay gap means women are still paid 15.5% less than men. What’s really worrying is the gap gets even wider when women reach retirement, with an even greater difference in the gender pension gap.
Read more5th ITM Student Essay Competition - Winner Molly McCarthy
What benefits could be realised by further diversifying trustee boards and other governance bodies in pensions (eg. IGCs)? What steps can be taken by the next generation of pensions professionals and the industry as a whole to improve diversity in this area?
Read moreData could save you millions providing you invest time and money, it really could
Trustee boards and their advisers often love to recount stories about the reduction in liabilities worth millions which they achieved as a result of projects undertaken when working through their long-term strategies. When hearing these tales, I often wonder how many can also recall how their data impacted this success?
Read moreThree ways data is driving pensions today
When I first entered the pensions industry, scheme data was offline and comprised of annual summaries of benefit statements sent to members; mainly actives and some past members if they were lucky. This was the domain of the (often bearded) computer department who managed a mainframe computer in a temperature controlled room.
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