Charlotte is a qualified actuary from the Hymans Birmingham office specialising in governance consulting. Charlotte is well known for her valuable combination of technical knowledge and interpersonal skills, as well as project management skills. Charlotte leads delivery on a range of DB and DC clients, most with multiple service lines.

Joining AHC in 2003, Karen has responsibility for the delivery of multi-faceted communication projects for some of AHC’s biggest clients. Karen has extensive experience in leading complex scheme change projects for a wide range of AHC clients.

She has over 30 years’ commercial experience in large corporate organisations including 25 years in senior strategic and operational communication roles. Her corporate experience is combined with excellent pensions knowledge and a proven track record in developing engaging communications strategies for clients.

Karen is an accredited member of, and examiner for, the International Association of Business Communicators (IABC) and has received several international communication awards. In her spare time Karen is a keen cook and accomplished opera singer.

John has worked in pensions since 2006, joining Barnett Waddingham in 2014. In his role as Team Technical Lead, John provides technical support to those clients and client teams with particularly complex requirements, as well as supporting the activities of the wider administration business area.

John has previously been a team manager responsible for delivering administration services for a portfolio of clients, and has also taken a secondment opportunity to provide technical support to the administration provider for one of the UK’s largest private sector defined benefit pension schemes.

John is a graduate of York University and an Associate member of the Pensions Management Institute.

She is a Professional Trustee, based in the London office, who be working on a range of different schemes. She believes that good governance and collaborative working results in good outcomes for all stakeholders.

Judith joined us in July 2019 having previously worked in house on a multi-billion pound pension scheme. Prior to this, she worked at a number of large consultancies acting as both a Scheme Actuary and corporate adviser, advising on triennial valuations, scheme design, corporate transactions, buy-ins, member option exercises as well as looking at defined contribution schemes and, in particular, working on a project to implement a replacement defined contribution offering for a large company. She has also acted as the chair of trustees for a scheme with an overseas sponsor, navigating the additional difficulties this brings.

Judith enjoys spending time in the garden although the weeds seem to be winning. This year she attempted to grow black pumpkins for Halloween. She also enjoys baking cakes.

Liam is an Associate at Sackers. He advises trustees and employers on a broad range of issues in connection with both DB and DC arrangements.

Liam has experience in advising on and implementing DB scheme mergers and scheme closures, as well as advising on the pensions-related aspects of corporate transactions and the Pensions Regulator’s moral hazard regime.

Liam acts for a number of hybrid schemes with DC sections, which have assets up to £2 billion. Liam’s recent DC experience includes advising on transfers of DC sections in hybrid schemes to DC master trusts, providing on-going advice to DC master trusts and advising on compliance with new legislative and regulatory requirements in respect of DC benefits.

Aaron is an Associate at Sackers and part of the firm’s Pensions and Investment Litigation team.

Aaron’s practice is focused on pensions disputes and assists clients in resolving contentious matters. This includes advising clients on member complaints under IDRP and before the Pensions Ombudsman. Aaron also has experience of High Court litigation and has worked on professional negligence matters for clients as well as working on applications to the High Court for directions as to the appropriate construction of pension scheme rules.