Knowledge

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Knowledge hub

From thought leadership to technical pieces, knowledge hub keeps our members and pensions professionals up to date with the recent developments in the industry.

Trustees must remain ready for Covid-19 balancing act
11 September 2020

Trustees must remain ready for Covid-19 balancing act

When lockdown began in March the long-term economic impact of the coronavirus was far from clear.

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Divestment or engagement – is it really either/or?
11 September 2020

Divestment or engagement – is it really either/or?

Screening is a widely used form of ethical investment but it’s not immune to pitfalls. Company engagement can also be used to help align investment with investor values. Here we take a closer look at each of these approaches and consider how they can work together to build portfolios that not only mitigate risks and generate good financial performance, but also, ultimately, have a positive impact on society and the world around us.

Read more
Clear measurable objectives are needed in the fight for better DC outcomes
11 September 2020

Clear measurable objectives are needed in the fight for better DC outcomes

Pensions adequacy for Defined Contribution (DC) members saving for retirement continues to be a major issue despite industry developments in recent years. A Master Trust is often seen as a simple, all-in-one solution to DC pension provision, with scale and independent governance seen as key to delivering a better outcome for members. However, choosing the right Master Trust is hard, not only due to subtle differences between them, but largely as delayed gratification makes it unclear whether the ’right’ choice has been made until members retire.

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To go the extra mile? Facilitating financial advice for DB scheme members seeking to transfer out
11 September 2020

To go the extra mile? Facilitating financial advice for DB scheme members seeking to transfer out

“Despite our previous interventions, both with individual firms and across the sector, we think the risk of harm from unsuitable advice remains unacceptably high.” FCA, Policy statement on pension transfer advice (June 2020)

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Charge cap review commences
11 September 2020

Charge cap review commences

The Department of Work and Pensions (DWP) has issued a Call for Evidence seeking views on the effectiveness of costs, charges and transparency measures in protecting pension member outcomes. In particular, the DWP wants input on the ‘level and scope’ of the charge cap that applies to Defined Contribution (DC) default arrangements used for auto-enrolment. This could mean a squeeze on providers to bring charges down – although this doesn’t automatically guarantee better value...

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When the going gets tough, the tough get going
11 September 2020

When the going gets tough, the tough get going

Pensions Administration has to be one of the most exciting jobs in the world. With the drift towards Defined Contribution (DC), the importance of administration, automation, Artificial Intelligence and member communication makes it even more so. While everyone gets excited about FANGS (Facebook, Amazon, Netflix, Google and Spotify), I can quite happily get my kicks right here, right now.

Read more
Trustees must remain ready for Covid-19 balancing act
11 September 2020

Trustees must remain ready for Covid-19 balancing act

When lockdown began in March the long-term economic impact of the coronavirus was far from clear.

Read more
Divestment or engagement – is it really either/or?
11 September 2020

Divestment or engagement – is it really either/or?

Screening is a widely used form of ethical investment but it’s not immune to pitfalls. Company engagement can also be used to help align investment with investor values. Here we take a closer look at each of these approaches and consider how they can work together to build portfolios that not only mitigate risks and generate good financial performance, but also, ultimately, have a positive impact on society and the world around us.

Read more
Clear measurable objectives are needed in the fight for better DC outcomes
11 September 2020

Clear measurable objectives are needed in the fight for better DC outcomes

Pensions adequacy for Defined Contribution (DC) members saving for retirement continues to be a major issue despite industry developments in recent years. A Master Trust is often seen as a simple, all-in-one solution to DC pension provision, with scale and independent governance seen as key to delivering a better outcome for members. However, choosing the right Master Trust is hard, not only due to subtle differences between them, but largely as delayed gratification makes it unclear whether the ’right’ choice has been made until members retire.

Read more
To go the extra mile? Facilitating financial advice for DB scheme members seeking to transfer out
11 September 2020

To go the extra mile? Facilitating financial advice for DB scheme members seeking to transfer out

“Despite our previous interventions, both with individual firms and across the sector, we think the risk of harm from unsuitable advice remains unacceptably high.” FCA, Policy statement on pension transfer advice (June 2020)

Read more
Charge cap review commences
11 September 2020

Charge cap review commences

The Department of Work and Pensions (DWP) has issued a Call for Evidence seeking views on the effectiveness of costs, charges and transparency measures in protecting pension member outcomes. In particular, the DWP wants input on the ‘level and scope’ of the charge cap that applies to Defined Contribution (DC) default arrangements used for auto-enrolment. This could mean a squeeze on providers to bring charges down – although this doesn’t automatically guarantee better value...

Read more
When the going gets tough, the tough get going
11 September 2020

When the going gets tough, the tough get going

Pensions Administration has to be one of the most exciting jobs in the world. With the drift towards Defined Contribution (DC), the importance of administration, automation, Artificial Intelligence and member communication makes it even more so. While everyone gets excited about FANGS (Facebook, Amazon, Netflix, Google and Spotify), I can quite happily get my kicks right here, right now.

Read more