Pensions Aspects Magazine

Pensions Aspects is one of the UK’s leading pensions magazines, published bi-monthly by the PMI in collaboration with some of the most respected organisations in pensions and finance. We bring you fresh insights, expert analysis, and real-world case studies on finance, inclusion and diversity, pension trusteeship, digital transformation, cybersecurity, governance, and much more. As our flagship publication, Pensions Aspects keeps you informed on the issues that shape our industry, from policy developments and regulatory changes to emerging best practices. More than just a magazine, Pensions Aspects is a space for meaningful conversations. By bringing together thought leaders and industry experts, we help drive innovation and progress in pensions and financial wellbeing. Pensions Aspects is shared with over 4,000 PMI members each year, providing essential member resources, exam updates, industry news, and exclusive interviews—all in one place.

16 July 2021

If passion drives you, let reason hold the reins

‘Work isn’t work if it’s fun’ is an adage that has led me to make what many consider to be some terrible decisions in my career and academic life. It started in 1989 when after studying marine and environmental biology, I went on to do a PhD on the impact of climate change related extreme weather events on the reef ecology of the Indian Ocean. During the next four years, I was attacked by sharks, caught by a waterspout and suffered dengue fever. But throughout, I did have a real sense of purpose, and studying reefs had some fringe benefits too!

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16 July 2021

Change is needed now if adequacy outcomes are to be improved for future generations of retirees

Over the last decade the pensions landscape has gone through a great deal of change, with the introduction of Automatic Enrolment, Pension Freedoms and the continued shift from defined benefit (DB) to defined contribution (DC) provision in the private sector. However, the nature of pension saving is inherently long-term and, as a result, policies aimed at increasing pension saving take time to embed and impact later life outcomes.

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16 July 2021

Pensions Aspects July/Aug 2021

Judgement day. Read the latest issue policy and challenges.

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16 July 2021

A stronger Pensions Regulator

The Pension Schemes Act 2021 (the Act) brought with it a raft of new offences, both criminal and civil, as well as extended informationgathering and interviewing powers, to enable The Pensions Regulator (TPR) to fulfil its “clearer, quicker, and tougher” mantra.

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16 July 2021

A trustee effectiveness review: a tool to help trustees

We know that not everyone finds the idea of a trustee effectiveness review appealing. Many feel such a review will take up time that could be better spent dealing with scheme issues, and the prospect of a list of improvements for busy trustees is not attractive. However, a periodic review of how trustees are operating collectively will be time well-invested and is an essential requirement for a well-run scheme.

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16 July 2021

A roadmap to responsible investing

In an ever-changing landscape for institutional investors, there is an industry-wide acknowledgement of the increasingly important role that responsible investing has to play in managing a well-diversified portfolio. More and more fiduciaries recognise that the incorporation of environmental, social and governance (ESG) risk factors can materially impact portfolio risk and return, as well as help bring the portfolio into closer alignment with an organisation’s mission and broader goals. With that, investors want to ensure they are investing responsibly and integrating ESG factors into their portfolios appropriately. The difficulty for some that are at the start of this journey lies in knowing how and where to begin.

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