Pensions Aspects Magazine
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Building portfolios for the future through sustainable investing: enduring COVID-19 and beyond
Demand for sustainable investing is growing. From identifying and implementing clean sources of energy to emission friendly transportation and medical needs, vast swathes of industry are adapting to meet growing consumer demand from both individual and professional investors.
Read morePensions Aspects June 2020
Investing with a conscience. Read the latest issue on pension scheme sustainability and development.
Read moreProfessional trusteeship accreditation
I passed, what was then the PMI Associate exams, in 1990, to have the hard fought for initials APMI after my name. At the time, I thought that having passed these I would not be doing any more pension exams in my working life.
Read moreMarriage under the microscope
Marriage matters to Defined Benefit (DB) pension schemes. This is because typically they pay survivor pensions to the spouse, or qualifying dependant, of members after they have died. To value these pensions, schemes need to know (a) what proportion of members have an eligible dependant and (b) the age difference between members and their dependants (since younger dependants are likely to live longer).
Read moreCyber security: lock it down
Everything’s relative. Back in 2014, when a surprise budget gave us the ‘overnight transformation’ of the pension industry, we thought we’d seen the ultimate shock to the system. From the 2020 vantage point, 2014’s ‘biggest shake up in a century’ looks like a long, slow and well-planned walk in an entirely predictable park. Now, we’re looking at actual overnight transformation - necessity has driven the world online on a massively accelerated timetable and cyber attacks are running a close second to COVID-19 in the global headlines.
Read moreDefined Benefit Master Trusts as a consolidator?
Pension scheme consolidation has been on the government’s agenda for a while now, and the Pensions Regulator has said that people saving for their retirement are better served by big schemes than by small ones. The Regulator feels that larger schemes can benefit from economies of scale, more effective and efficient investment strategies and improved governance.
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