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Pensions Aspects Live

Pensions Aspects Live

29 June 2022 | 09:00 - 18:00

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Pensions Aspects Live

The award-winning Pensions Aspects Live is aimed at pensions professionals and those working in aligned business areas. The event complements our member magazine, Pensions Aspects, and draws on the current issues and challenges facing employee benefit consultants, administrators, trustees, lawyers and members.

Please find our events cancellation policy here.

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    In-person Fees

    - Free for members
    - Affiliate and corporate members: £300 (+VAT)
    - Non-members: £600 (+VAT)
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    In-person

    event
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    Virtual Fees

    members free
    affiliate and corporate members free
    non-members £100 (+VAT)
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    10+

    speakers
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    10 hours

    CPD

Event Details

THE BASICS

Topics of discussion:

More details to follow.

Who should attend:
  • Pension Scheme Managers
  • Trustees
  • Administrators
  • Policy advisers
  • Consultants
  • Lawyers
  • Corporate IFAs
  • Investment managers
  • Actuaries
  • Communication professionals
The venue

IET London, 2 Savoy Pl, London WC2R 0BL

900

Agenda

09:00 - 09:05
Welcome address
09:05 - 09:40
Post covid macro-economic challenges and opportunities for a new generation of savers
Arnab Das
Arnab Das
Invesco
Global Market Strategist

This session looks at pensions in the wider context of economic changes in society. We ask what a cost-of-living crisis and inflationary pressures mean for pensions? We look at the opportunities for savers due to a reduction in unemployment and examine whether current AE reforms are fit for purpose. Finally, we consider shifting attitudes in how young people are engaging with their pensions and how this might develop the industry in the coming years.

09:40 - 10:25
Preparing for a bulk annuity transaction and key considerations for PPF+ cases
Uzma Nazir
Uzma Nazir
Pension Insurance Corporation
Head of Origination Structuring

Preparing for a bulk annuity transaction and maximising engagement from insurers is key to a successful transaction. Over the last couple of years sponsors have experienced a lot of market uncertainty which unfortunately has led to sponsor insolvency or weakening of sponsor covenant, and potentially defined benefit pension schemes entering into the PPF unless the scheme has assets to secure benefits above PPF levels (these cases are called PPF+ cases). For PPF+ cases the Trustees are tasked with maximising the level of benefits that can be secured for their members with a bulk annuity insurance contract within the assets of their scheme instead.

In this session Uzma Nazir, Head of Origination Structuring from PIC, a specialist bulk annuity insurer, will give an update on the bulk annuity market, how to best prepare for a bulk annuity transaction and more specifically the key considerations for PPF+ transactions and how they can differ from a traditional bulk annuity transaction. So if you are considering de-risking your defined benefit pension scheme and PPF+ transactions may be relevant, please join this session.

AVAILABLE FOR LIVE-STREAM

10:25 - 10:45
Refreshments & networking break
10:45 - 11:30
Topic to be confirmed

More details to follow.

11:30 - 12:15
Breakout Session | Panel Discussion: Communicating with the new pension saver
Steph Gold
Steph Gold
Barnett Waddingham
Associate and DrumRoll Lead Consultant

Are we witnessing a shift in saver behaviour? Has the pandemic changed behaviours and expectations for the long term? What are younger savers looking for and how do they engage with saving? How do we communicate and deliver the pensions services they really want and need?

AVAILABLE FOR LIVE-STREAM

11:30 - 12:15
Breakout session | A Just Transition: Why it matters to the pensions industry
Maria Nazarova-Doyle
Maria Nazarova-Doyle
Scottish Widows
Head of Pension Investments and Responsible Investments

We all know a transition to a low carbon global economy is imperative. Countries and companies alike have set ambitious net zero goals. But it’s not as easy as simply reducing carbon. We know big shifts are needed, they will impact people. Those same people are the only way to power the transition and they must be treated fairly and equipped with the skills to do so. The transition will impact production methods, sectoral structures, skills demands, supply chains, capital flows, and pretty much everything else. If planning doesn’t have people at its heart, there is a risk the transition will fail or be rushed and futile. This session will discuss why the pensions industry should care about connecting the E and S of ESG to ensure a just transition, and the role we can all play to enable it.

12:15 - 13:15
Lunch
12:20 - 13:10
Lunch roundtable: The case for gold in pension schemes
Claire Lincoln
Claire Lincoln
World Gold Council
Head of Institutional Sales, EMEA
Jeremy De Pessemier
Jeremy De Pessemier
World Gold Council
Institutional Relationship Manager

For DC schemes, member outcomes should be the key factor in setting all aspects of strategy. We expect gold to be an effective risk management tool to support good outcomes for those closer to retirement. For DB schemes, gold is one of a handful of assets that can serve multiple and constructive roles in a portfolio. A store of wealth and a hedge against systemic risk and currency depreciation, gold has historically improved portfolios’ risk adjusted returns and provided liquidity to meet liabilities in times of market stress.

13:15 - 14:00
Using Technology to improve member outcomes

In this session we consider dashboards, Fintech’s and cybersecurity issues in pensions. We examine how innovations are changing the ways members interact with their schemes and savings. At the same time we look at what might need to go alongside the tech to ensure that the older generation are not forgotten in an increasingly digital world.

AVAILABLE FOR LIVE-STREAM

14:00 - 14:45
Diversity, Equity & Inclusion - How does DNI affect members
Uche Enemchukwu, Esq.
Uche Enemchukwu, Esq.
Nelu Diversified Consulting Solutions
Chief Executive Officer

This session looks at where are we on the D&I journey for pension schemes? We consider diversity in the context of effective board governance and own risk assessments. We touch on equity and inclusion to improve outcomes for all savers including what can be done to support the underpensioned.

14:45 - 15:05
Refreshments & networking break
15:05 - 15:50
Breakout Session | Panel Discussion: Accumulation to Decumulation
Andy Seed
Andy Seed
Aviva Investors
Head of DC Solutions
Louise Sivyer
Louise Sivyer
The Pensions Regulator
Interim Head of Policy
Kevin Wesbroom
Kevin Wesbroom
Capital Cranfield
Professional Trustee
Helen Morrissey
Helen Morrissey
Hargreaves Lansdown
Senior Pensions and Retirement Analyst

This session examines the member journey from accumulation to decumulation and considers hot topics including pension freedoms, stronger nudges, and financial wellbeing.

15:05 - 15:50
Breakout session

More details to follow.

15:55 - 16:40
Lessons from... Monzo and Starling
Gareth Tancred
Gareth Tancred
Pensions Management Institute
CEO
Jason Bates
Jason Bates
Monzo
Co-founder, Monzo, Starling Bank and 11:FS

As one of the key figures behind two of the most successful digital banks in the UK, Jason has a wealth of lessons in the behaviour of a new generation of banking customers as well as the challenges incumbent businesses face.

Jason will also look at the pitfalls of digital transformation, how to innovate and create new products, and what the future of money looks like.

16:40 - 17:00
Closing remarks
Gareth Tancred
Gareth Tancred
Pensions Management Institute
CEO

Speakers

hear from the experts

Jason Bates
Jason Bates
Monzo, Starling Bank and 11:FS
- Co-founder

As one of the key figures behind two of the most successful digital banks in the UK, Jason has a wealth of lessons in the behaviour of a new generation of banking customers as well as the challenges incumbent businesses face.

He also looks at the pitfalls of digital transformation, how to innovate and create new products, and what the future of banks and money looks like.

Tech entrepreneur, Jason Bates is the co-founder of Monzo and Starling Bank, two of the most successful and revolutionary financial services companies of recent times.

He now leads his own fintech consultancy and is one of the presenters on the podcast, FinTech Insider which covers everything from digital banking and consumer behaviour to the future of blockchain and cryptocurrencies.

Arnab Das
Arnab Das
Invesco
- Global Market Strategist

Arnab Das is Global Market Strategist in the EMEA region, based in London, and a member of Invesco’s Global Thought Leadership team. He helps develop and communicate analysis and insight on the global economy and financial markets across asset classes for clients, media, governments and central banks. He works with Invesco’s investment teams across disciplines and regions and is a member of Invesco’s Global Investor Forum Advisory Council with a focus on global macro and emerging markets. Arnab’s research interests span economic policy, performance and reform; and economic and financial history.

Arnab joined Invesco in 2015 as Head of EM macro research for Invesco Fixed Income. He began his career in finance in 1992, and has served as Co-head of Economic Research & Strategy at Roubini Global Economics; Co-head of Global Economics & Strategy, Head of Global FX Research, and Head of EM Economics & Strategy at Dresdner Kleinwort; and Head of EEMEA Research at JP Morgan. He has also been a private consultant in global and emerging markets, as well as consulting with Trusted Sources, a specialist EM research boutique.

Arnab’s studies were in macroeconomics, economic history and international political economy. He received an AB from Princeton University in 1986 and completed his postgraduate and doctoral work at the London School of Economics in 1987-1992.

Uche Enemchukwu, Esq.
Uche Enemchukwu, Esq.
Nelu Diversified Consulting Solutions
- Chief executive Officer

Uche Enemchukwu is the Co-founder and CEO of Nelu Diversified Consulting Solutions (“Nelu”), a global diversity, equity and inclusion (DE&I) consultancy that specializes in employee benefits and Total Rewards. With offices in the United States and United Kingdom, Nelu has garnered the attention of global plan sponsors and news outlets, as well as the recognition of the University of Chicago Booth School of Business for its innovative approach and social impact.

Possessing deep benefits experience, Uche began her career as an associate attorney at a large law firm with a well-regarded and sophisticated human capital and benefits practice. She then transitioned to consulting at Willis Towers Watson, where she drove benefits compliance and strategy results for Fortune 100 employers. Before founding Nelu, Uche led retirement compliance at Boeing, which has some of the largest and most complex benefits plans in existence. She also developed, designed, and implemented a Total Rewards DE&I function at Boeing, through which she executed multiple first-of-their-kind solutions.

Uche received her J.D. and LL.M. in Taxation from Washington University in St. Louis. There, she was awarded the Dagen-Legomsky International Public Interest Fellowship and taught undergraduate-level international human rights courses in the Netherlands. Uche received her B.A. in History and International Comparative Area Studies from Duke University.

Steph Gold
Steph Gold
Barnett Waddingham
- Associate and DrumRoll Lead Consultant

Steph leads Barnett Waddingham’s creative communication consultancy, DrumRoll, and provides strategic advice to a range of clients in the UK.

She has developed an in-depth knowledge and expertise over many years of working in communications enabling her to communicate pension, employee benefits and financial wellbeing content to people through numerous channels.

By using creative thinking and effective delivery, Steph’s passion is to help real people of all ages and from all backgrounds understand technical subjects and enable them to take educated decisions.

Claire Lincoln
Claire Lincoln
World Gold Council
- Head of Institutional Sales, EMEA

Claire joined The World Gold council in 2020 to head up distribution relationships across Europe. She has spent more than 13 years working in front office sales roles within financial services firms including Bloomberg, Credit Suisse and most recently The Bank of New York Mellon in London.

Helen Morrissey
Helen Morrissey
Hargreaves Lansdown
- Senior Pensions and Retirement Analyst

Helen joined Hargreaves Lansdown in August 2021 as a senior pensions and retirement analyst. She works with the media to raise awareness of key retirement issues to help people build financial resilience in retirement. Helen has 18 years’ experience in the pensions industry.

Prior to joining Hargreaves Lansdown Helen worked as a pension specialist at Royal London where she provided media comment and research on issues such as auto-enrolment, investment, retirement income and state benefit take up.

She was also an award-winning pensions journalist working on titles such as Professional Pensions, Global Pensions and Retirement Planner.

Maria Nazarova-Doyle
Maria Nazarova-Doyle
Scottish Widows
- Head of Pension Investments and Responsible Investments
Uzma Nazir
Uzma Nazir
Pension Insurance Corporation
- Head of Origination Structuring
Jeremy De Pessemier
Jeremy De Pessemier
World Gold Council
- Institutional Relationship Manager

Jeremy joined The World Gold Council in 2021 to develop relationships with key institutional investors across Europe and raise awareness around gold as an asset class. He has over 15 years’ experience in global multi-asset investment strategies and solutions. Prior to joining the World Gold Council, Jeremy worked as Senior Investment Strategist at State Street Global Advisors and prior to that was part of the portfolio construction team at Bank of Ireland Asset Management. He holds the Chartered Financial Analyst® designation.

Andy Seed
Andy Seed
Aviva Investors
- Head of DC Solutions

With over 20+ years in the UK pensions industry, Andy is widely recognised as a DC market expert, having held various senior positions in global consulting firms, within asset management and with insured/bundled pension providers.

Andy leads DC investment at Aviva Investors, supporting the formation of its current and future DC market strategy. This follows a 9 months project with AI and a 7 month project with Aviva, where Andy re-engineered the distribution strategy for the Aviva Workplace pensions business, as well as reviewing ‘direct’ business distribution strategy for Aviva Life.

Prior to working with Aviva, Andy spent 3 years running the £22bn Zurich corporate pensions business and oversaw M&A disposal to Scottish Widows (Lloyds Banking Group) in April 2018, working with the new owners in transition, up to the point of regulatory transfer of asset ownership. Before this, Andy ran the UK DC distribution team for JP Morgan Asset Management and before that, he spent the last 10 years of his consulting career advising large corporate clients as well as running teams of DC consultants in senior DC consulting positions at KPMG, Deloitte and Mercer.

Previously, Andy was the Managing Director and founder of his own consulting business Apollo Financial Ltd.

Louise Sivyer
Louise Sivyer
The Pensions Regulator
- Interim Head of Policy

Louise Sivyer is the interim Head of Policy in TPR’s Regulatory Policy Directorate, leading the team responsible for developing regulatory policy that delivers across TPR’s strategic priorities and encompasses DB, DC and public service schemes.

Louise joined the Regulator in 2007 and has worked in both policy and operational teams. Before joining the Regulator, Louise held technical roles in the pensions industry ranging across personal and occupational pensions, third party pension administration, and TPAS (The Pensions Advisory Service).

Gareth Tancred
Gareth Tancred
Pensions Management Institute
- CEO
Kevin Wesbroom
Kevin Wesbroom
Capital Cranfield
- Professional Trustee

Thank you to our sponsors and insight partners for their continued support

Pension Insurance Corporation
Pension Insurance Corporation
Gold Sponsor
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Amundi Asset Management
Amundi Asset Management
Gold Exhibitor
-
ITM
ITM
Silver sponsor
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Barnett Waddingham
Barnett Waddingham
Breakout Stream Sponsor
-
World Gold Council
World Gold Council
Lunch Roundtable Sponsor
-

We’re the global experts on gold.

Leveraging our broad knowledge and experience, we work to improve understanding of the gold market and underscore gold’s value to individuals, investors, and the world at large.

Collaboration is the cornerstone of our approach. We’re an association whose members are the world’s most forward-thinking gold mining companies. Combining the insights of our members and other industry partners, we seek to unlock gold’s evolving role as a catalyst for advancements that meet societal needs.

We develop standards, expand access to gold, and tackle barriers to adoption to stimulate demand and support a vibrant and sustainable future for the gold market. From our offices in Beijing, London, Mumbai, New York, Shanghai, and Singapore, we deliver positive impact worldwide.

GO Pensions Ltd
GO Pensions Ltd
Bronze Exhibitor
-

Go Pensions are specialist independent evaluators. We offer four main services: Sourcing, Strategy, Implementation and Review, across a number of markets such as Third Party Administration, Master Trusts, Professional Trustees, In-house functions and Administration Systems.

Our team of pensions industry experts supports across a range of projects. These include first-time outsourcing, TPA and System reviews, provider migrations, Master Trust selections and Flexible Benefits providers.

We use an objective and unbiased approach to drive value for clients, finding the best fit for their scheme, sponsors and members.

Pensions Age
Pensions Age
Media Partner
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Savvy Investor
Savvy Investor
Media Partners
-
NextGen
NextGen
Media Partner
-
Professional Pensions
Professional Pensions
Media Partners
-