Resources

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Resources hub

From thought leadership to technical pieces, knowledge hub keeps our members and pensions professionals up to date with the recent developments in the industry.

Divestment or engagement – is it really either/or?
11 September 2020

Divestment or engagement – is it really either/or?

Screening is a widely used form of ethical investment but it’s not immune to pitfalls. Company engagement can also be used to help align investment with investor values. Here we take a closer look at each of these approaches and consider how they can work together to build portfolios that not only mitigate risks and generate good financial performance, but also, ultimately, have a positive impact on society and the world around us.

Read more
How do you get people to save for a pension?
11 September 2020

How do you get people to save for a pension?

People are not engaged with pensions and saving has become something of a dirty word in the ‘lower for longer’ environment that followed the financial crash of 2008.

Read more
Clear measurable objectives are needed in the fight for better DC outcomes
11 September 2020

Clear measurable objectives are needed in the fight for better DC outcomes

Pensions adequacy for Defined Contribution (DC) members saving for retirement continues to be a major issue despite industry developments in recent years. A Master Trust is often seen as a simple, all-in-one solution to DC pension provision, with scale and independent governance seen as key to delivering a better outcome for members. However, choosing the right Master Trust is hard, not only due to subtle differences between them, but largely as delayed gratification makes it unclear whether the ’right’ choice has been made until members retire.

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DC investment in infrastructure: the virtues of patient capital
11 September 2020

DC investment in infrastructure: the virtues of patient capital

For some time now there has been a drive to encourage the investment of defined contribution funds in long-term, illiquid asset classes.

Read more
To go the extra mile? Facilitating financial advice for DB scheme members seeking to transfer out
11 September 2020

To go the extra mile? Facilitating financial advice for DB scheme members seeking to transfer out

“Despite our previous interventions, both with individual firms and across the sector, we think the risk of harm from unsuitable advice remains unacceptably high.” FCA, Policy statement on pension transfer advice (June 2020)

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Responsible investing in DC: moving towards the new normal
11 September 2020

Responsible investing in DC: moving towards the new normal

It cannot have escaped anyone’s attention that, in the last few years, how to consider Environmental, Social and Governance (ESG) factors and invest responsibly has become one of the talked about challenges facing Defined Contribution (DC) pension schemes.

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Responsible investing in DC: moving towards the new normal
11 September 2020

Responsible investing in DC: moving towards the new normal

It cannot have escaped anyone’s attention that, in the last few years, how to consider Environmental, Social and Governance (ESG) factors and invest responsibly has become one of the talked about challenges facing Defined Contribution (DC) pension schemes.

Read more
Divestment or engagement – is it really either/or?
11 September 2020

Divestment or engagement – is it really either/or?

Screening is a widely used form of ethical investment but it’s not immune to pitfalls. Company engagement can also be used to help align investment with investor values. Here we take a closer look at each of these approaches and consider how they can work together to build portfolios that not only mitigate risks and generate good financial performance, but also, ultimately, have a positive impact on society and the world around us.

Read more
How do you get people to save for a pension?
11 September 2020

How do you get people to save for a pension?

People are not engaged with pensions and saving has become something of a dirty word in the ‘lower for longer’ environment that followed the financial crash of 2008.

Read more
Clear measurable objectives are needed in the fight for better DC outcomes
11 September 2020

Clear measurable objectives are needed in the fight for better DC outcomes

Pensions adequacy for Defined Contribution (DC) members saving for retirement continues to be a major issue despite industry developments in recent years. A Master Trust is often seen as a simple, all-in-one solution to DC pension provision, with scale and independent governance seen as key to delivering a better outcome for members. However, choosing the right Master Trust is hard, not only due to subtle differences between them, but largely as delayed gratification makes it unclear whether the ’right’ choice has been made until members retire.

Read more
DC investment in infrastructure: the virtues of patient capital
11 September 2020

DC investment in infrastructure: the virtues of patient capital

For some time now there has been a drive to encourage the investment of defined contribution funds in long-term, illiquid asset classes.

Read more
To go the extra mile? Facilitating financial advice for DB scheme members seeking to transfer out
11 September 2020

To go the extra mile? Facilitating financial advice for DB scheme members seeking to transfer out

“Despite our previous interventions, both with individual firms and across the sector, we think the risk of harm from unsuitable advice remains unacceptably high.” FCA, Policy statement on pension transfer advice (June 2020)

Read more