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Cardano Advisory

Cardano Advisory (formerly Lincoln Pensions) is the UK's leading specialist provider of covenant and related advisory services, advising over 350 clients with combined assets of more than £300bn, ranging from £2m to £20bn+. It is part of the Cardano Group, the purpose-built investment and pensions risk specialist, operating in the UK and the Netherlands.

It provides a range of services to trustees, sponsors (including their investors) and TPR, including covenant and insurance counterparty assessments, journey planning advice, TCFD reporting, support around corporate events and restructuring, and expert witness advice.

Covenant was first introduced in the Pensions Act 2004 and since then, covenant has become a fundamental part of managing a DB pension scheme. Trustees, sponsors and advisors now more than ever understand its importance and the need to consider covenant, investment and funding risk in an integrated manner to build the right journey plan and mitigate downside risks.

By working with Cardano Advisory, clients are better able to navigate uncertain scenarios and protect the financial futures of their members and supporting businesses.

Our core covenant assessment offering is market-leading in the way we structure our advice to link into journey planning and our multidisciplinary team is ideally placed to offer tailored solutions across the broad spectrum of DB pensions challenges. Our solutions assist clients to deliver better and more robust financial outcomes.

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